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  1. How do I register?
  2. Who can register as a buyer?
  3. Does it cost anything to register as a buyer?
  4. What if I cannot remember my password?
  5. What is my username?
  6. What if I cannot access the email address I used to register?


  1. What types of accounts are sold through NLEX?
  2. What is the auction format?
  3. What portfolio information will be available for review?
  4. Will I be buying accounts direct from the issuer?
  5. Can I bid on individual states?


  1. What browsers are supported?
  2. Does use cookies?
  3. What is your website privacy policy?



How do I register?

Potential users must complete the required registration forms, execute the NLEX non-disclosure agreement and provide all requested background verification information. NLEX will review the application once all required information and documentation is received – we will not review an incomplete application. The approval process may take up to, and sometimes more than, a week to complete depending on the specifics of the information provided. You will be notified by email if and when your account is enabled. Please note that certain sellers may require additional bidder qualifications in order to participate in their sales. Back to top


Who can register as a buyer?

Only businesses are allowed to register and participate in loan sales offered through NLEX – consumer transactions are prohibited. In order to participate in any sales, the potential buyer must certify that it is a sophisticated entity in the business of purchasing and/or collecting distressed assets such as those offered through NLEX.  Users are required to agree to NLEX's terms and conditions of use upon each login. NLEX reserves the right to reject, terminate or suspend any NLEX user at any time. Back to top


Does it cost anything to register as a buyer?

NLEX does not currently charge a fee to register. NLEX may, however, charge a buyer premium in connection with certain auctions, which will be due in addition to the applicable asset purchase price. The auction flyer and due diligence materials will disclose if a buyer premium applies. Please carefully review all sale information prior to placing a bid. Back to top


What if I cannot remember my password?

Click here if you forgot your password. Back to top


What is my username?

Your username is the email address provided to establish your account. Back to top

What if I cannot access or remember the email address I used to register?


Please contact us at 1-800-264-3683 for assistance. Back to top


What types of accounts are sold through NLEX?

NLEX brokers the full spectrum of performing, non-performing and charged-off assets, including:

  • Credit Card (including traditional, co-brand, commercial and private label)
  • Commercial Loans and Leases
  • Student loans
  • Auto Loans, Leases and Deficiencies
  • Home Loan Notes, Mortgages and Mortgage Deficiencies
  • Telecommunication/Utility
  • Credit Union Accounts
  • Payday and Rent-to-Own
  • Medial Receivables
  • Overdrafts/Deposit-Demand Accounts (DDAs)

What is the auction format?

NLEX offers portfolios through a variety of auction formats, including live-action bidding, sealed/faxed bids, private auctions and state-by-state offerings. Back to top


What portfolio information will be available for review?

The information available for review will depend on the seller and the portfolio. Most sales, however, will include a masked data file, data summaries, sample account holder documents and the purchase and sale template. Back to top


Will I be purchasing debt direct from the issuer?

In most cases, yes. The majority of portfolios listed through NLEX are sold direct from banks, credit unions, telecomm companies and other credit originators. If you are the winning bidder and the seller accepts your offer, your company will execute a purchase and sale agreement direct with the seller. NLEX may also offer portfolios on behalf of various debt buyers and other resellers, in which case a purchase and sale agreement will be executed with the reseller. State sales may include NLEX, or an affiliate thereof, on the chain of title – refer to the “Can I bid on individual states” section below for more information. Back to top


Can I bid on individual states?

NLEX offers certain portfolios on a state-by-state basis through our State Buyer Exchangeprogram. NLEX may solicit national bids in addition to state-by-state offers. The seller makes the final determination whether a portfolio is sold on a state or national basis. If a portfolio is successfully sold on a state-by-state basis, NLEX (or an affiliate thereof) may be on the chain of title, but all accounts will be immediately transferred to the winning bidder. In order to access and bid on state auctions, a user must be enabled as a state buyer. Please contact an NLEX representative at 800-264-3683 for more information. Back to top


What browsers are supported? will work in all the latest browsers, such as Internet Explorer, Firefox, Chrome and Safari. The website may not work or look right in older browsers such as IE6. Back to top


Does use cookies?

Yes. If you prefer not to receive cookies while browsing our website, you can set your browser to warn you before accepting cookies and refuse the cookie when your browser alerts you to its presence. You do not need to have cookies turned on to use/navigate through many parts of our website, except access to certain of NLEX's web pages require a login and password. Please review to our privacy policy for more informaton. Back to top


What is your privacy policy?

Click here to access NLEX's privacy policy.


Help Contact Information

Tel: 1-800-264-3683 8am-5pm CST

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